HDFC (Housing Development Fund Corporation) co-ops are a beacon of hope for low- and middle-income buyers. They're definitely not easy to find, but they're out there and worth a look. Don't assume you don't qualify: Qualifying income ranges are broad and can be a lot higher than you might assume – be sure to check the listings for income caps or contact us if none are shown.
Check out this week's rundown of recent listings and our map below and for some fine examples. We'll update our map showing all the HDFC listings on a monthly basis.
Check out this week's rundown of recent listings and our map below and for some fine examples. We'll update our map showing all the HDFC listings on a monthly basis.
What is an HDFC Co-op?
HDFC units were created several decades ago as a way for tenants in poorly managed buildings to take control of the property and form cooperatives. The city sold these apartments to residents for a mere $250 a piece. Obviously they no longer trade for that price, but they do often sell for far less than what a comparable market rate unit in the same neighborhood would.Read More About HDFC Co-ops→
In this article:
3 Beds, 2 Baths
From the listing:
Where can you find a three bedroom for this price? Here! Sprawling, south facing 3Br /2Ba with Washer Dryer! Corner unit with desirable split bedroom layout, generous closets, renovated kitchen with dishwasher, and three spacious bedrooms you will want to make this unit your home.
Income Restrictions:
Email or call CityRealty at (212) 755-5544 for income restrictions.
Where can you find a three bedroom for this price? Here! Sprawling, south facing 3Br /2Ba with Washer Dryer! Corner unit with desirable split bedroom layout, generous closets, renovated kitchen with dishwasher, and three spacious bedrooms you will want to make this unit your home.
Income Restrictions:
Email or call CityRealty at (212) 755-5544 for income restrictions.
1 Bed, 1 Bath
From the listing:
Move right into this one-of-a-kind tranquil and light-filled one bedroom located on a quiet tree-lined street minutes away from Tompkins Square Park. This open concept third-floor walk-up has large windows, exposed brick walls, and charming wood floors. This self-managed building has no underlying mortgage with healthy financials. It also features a spacious common garden as well as laundry and personal storage space included with every unit.
Email or call CityRealty at (212) 755-5544 for income restrictions.
Move right into this one-of-a-kind tranquil and light-filled one bedroom located on a quiet tree-lined street minutes away from Tompkins Square Park. This open concept third-floor walk-up has large windows, exposed brick walls, and charming wood floors. This self-managed building has no underlying mortgage with healthy financials. It also features a spacious common garden as well as laundry and personal storage space included with every unit.
Email or call CityRealty at (212) 755-5544 for income restrictions.
1 Bed, 1 Bath
From the listing:
Complete with charm, tranquility, and atmosphere, this large 1-BR/1-BA corner apartment, located on the 5th floor of a pre-war elevator building and situated in the heart of South Harlem, sits squarely at the nexus of the placid Central Park North commune and the bustle of the district's famed boulevards. This prized B-line unit faces both south and west, providing a flood of natural light, and it features original oak hardwood flooring, 9-foot ceilings, a grand, uniquely turreted living room and dining area, an updated and windowed kitchen, plenty of closet space, virtual doorman service, and an attentive, live-in super.
Income Restrictions:
$120,615 - Individual
$137,775 - Family of 2
$154,935 - Family of 3
Complete with charm, tranquility, and atmosphere, this large 1-BR/1-BA corner apartment, located on the 5th floor of a pre-war elevator building and situated in the heart of South Harlem, sits squarely at the nexus of the placid Central Park North commune and the bustle of the district's famed boulevards. This prized B-line unit faces both south and west, providing a flood of natural light, and it features original oak hardwood flooring, 9-foot ceilings, a grand, uniquely turreted living room and dining area, an updated and windowed kitchen, plenty of closet space, virtual doorman service, and an attentive, live-in super.
Income Restrictions:
$120,615 - Individual
$137,775 - Family of 2
$154,935 - Family of 3
1 Bed, 1 Bath
From the listing:
This perfect newly renovated 1-bedroom has arrived in the form of a bright and open concept located in South Williamsburg. This beautiful pre-war co-op offers pristine hardwood floors, stainless steel appliances, city skyline views, an open layout that lends itself to great entertaining, great ceiling heights, and an open kitchen/dining area.
Income Restrictions:
$80,160 - Individual
$91,680 - Family of 2
This perfect newly renovated 1-bedroom has arrived in the form of a bright and open concept located in South Williamsburg. This beautiful pre-war co-op offers pristine hardwood floors, stainless steel appliances, city skyline views, an open layout that lends itself to great entertaining, great ceiling heights, and an open kitchen/dining area.
Income Restrictions:
$80,160 - Individual
$91,680 - Family of 2
2 Beds, 1 Bath
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Or call us at (212) 755-5544
From the listing:
Move right into this graciously renovated one-bedroom home with an office or second bedroom space. Create gourmet meals in the large renovated windowed eat-in kitchen, featuring granite counter tops, abundant cabinet space, stainless appliances, and a breakfast bar. The windowed bath is tastefully remodeled. There are very high ceilings and western exposures throughout this corner apartment. The building has a brand new laundry room, live in super, storage bins, exercise room, and bike storage.
Email or call CityRealty at (212) 755-5544 for income restrictions.
Move right into this graciously renovated one-bedroom home with an office or second bedroom space. Create gourmet meals in the large renovated windowed eat-in kitchen, featuring granite counter tops, abundant cabinet space, stainless appliances, and a breakfast bar. The windowed bath is tastefully remodeled. There are very high ceilings and western exposures throughout this corner apartment. The building has a brand new laundry room, live in super, storage bins, exercise room, and bike storage.
Email or call CityRealty at (212) 755-5544 for income restrictions.
2 Beds, 1 Bath
From the listing:
Welcome to the coveted 109 West 111th Street where style and beauty meet Central Park. This incredible two bedroom, one bath home screams LOCATION, LOCATION, LOCATION. The home offers a plethora of natural light and a gracious layout. Each bedroom can easily accommodate queen-sized furniture. Just below the surface of this magnificent home, you will uncover a hidden treasure which leads to the original exposed brick, along with two (YES you read correctly TWO) fireplaces. Washer/Dryer hook-up available.
Income Restrictions:
$120,615 - Individual
$137,775 - Family of 2
$154,935 - Family of 3
Welcome to the coveted 109 West 111th Street where style and beauty meet Central Park. This incredible two bedroom, one bath home screams LOCATION, LOCATION, LOCATION. The home offers a plethora of natural light and a gracious layout. Each bedroom can easily accommodate queen-sized furniture. Just below the surface of this magnificent home, you will uncover a hidden treasure which leads to the original exposed brick, along with two (YES you read correctly TWO) fireplaces. Washer/Dryer hook-up available.
Income Restrictions:
$120,615 - Individual
$137,775 - Family of 2
$154,935 - Family of 3
5 Beds, 1 Bath
From the listing:
Beautiful prewar features 10-foot ceilings, approx 1250 sf, great light with a double exposure and a very long hallway to hang your art. The apartment is move-in ready, but can use some updates. There are 13 windows with an abundance of light. With so many rooms to have the option to design your home just as you need it. There are 2 small rooms up front. There is the kitchen with a large bedroom next door. Then you have the bathroom and the last 2 bedrooms. At the end of the hall is the living room with a double exposure and decorative fireplace. The 2nd half of the apt has a door which can be closed for privacy.
Income Restrictions:
$87,720 - Individual
$100,200 - Family of 2
$112,680 - Family of 3
Beautiful prewar features 10-foot ceilings, approx 1250 sf, great light with a double exposure and a very long hallway to hang your art. The apartment is move-in ready, but can use some updates. There are 13 windows with an abundance of light. With so many rooms to have the option to design your home just as you need it. There are 2 small rooms up front. There is the kitchen with a large bedroom next door. Then you have the bathroom and the last 2 bedrooms. At the end of the hall is the living room with a double exposure and decorative fireplace. The 2nd half of the apt has a door which can be closed for privacy.
Income Restrictions:
$87,720 - Individual
$100,200 - Family of 2
$112,680 - Family of 3
1 Bed, 1 Bath
From the listing:
This beautifully renovated sun-filled one-bedroom has enlarged windows with magnificent top-floor skyline views all the way to Brooklyn. Enjoy the Lower East Side's old-world charm with just the right blend of modern sophistication to complement anyone's living space including the comforts of bamboo wood floors, recessed lighting, a windowed bath and cleverly designed storage space throughout. This environmentally conscious building includes the use of biodiesel and many other eco-friendly initiatives as well as a laundry room, private storage cages and bicycle room.
Email or call CityRealty at (212) 755-5544 for income restrictions.
This beautifully renovated sun-filled one-bedroom has enlarged windows with magnificent top-floor skyline views all the way to Brooklyn. Enjoy the Lower East Side's old-world charm with just the right blend of modern sophistication to complement anyone's living space including the comforts of bamboo wood floors, recessed lighting, a windowed bath and cleverly designed storage space throughout. This environmentally conscious building includes the use of biodiesel and many other eco-friendly initiatives as well as a laundry room, private storage cages and bicycle room.
Email or call CityRealty at (212) 755-5544 for income restrictions.
2 Beds, 1 Bath
From the listing:
Welcome to 214 Bradhurst Avenue. Two-bedroom apartment co-op! Light-filled, across the street from Jackie Robinson Park, one of the most beautiful, quiet and intimate parks found in Manhattan designed by Robert Moses with basketball court and playgrounds. Large windows overlook the garden. This is one of the rare apartments in the building that features an extra large living room with eat-in kitchen and huge kitchen island, closets in both bedrooms and hallway, crawl foot tub, French doors, and large east & north window exposures, about 600sqf. The apartment is in excellent shape, newly renovated and ready for move-in.
Income Restrictions:
$110,000 - Individual
$126,000 - Family of 2
$141,000 - Family of 3
Welcome to 214 Bradhurst Avenue. Two-bedroom apartment co-op! Light-filled, across the street from Jackie Robinson Park, one of the most beautiful, quiet and intimate parks found in Manhattan designed by Robert Moses with basketball court and playgrounds. Large windows overlook the garden. This is one of the rare apartments in the building that features an extra large living room with eat-in kitchen and huge kitchen island, closets in both bedrooms and hallway, crawl foot tub, French doors, and large east & north window exposures, about 600sqf. The apartment is in excellent shape, newly renovated and ready for move-in.
Income Restrictions:
$110,000 - Individual
$126,000 - Family of 2
$141,000 - Family of 3
2 Beds, 1 Bath
From the listing:
When looking for a pristine home in Harlem, this is one not to be missed! This is a classic prewar two-bedroom plus a separate dining room with 9ft ceilings, oak floors, moldings, two exposures, original details and designer lighting. Located in the Mt. Morris Park Historic District. The windowed kitchen is tastefully renovated with cabinets, ceramic tiled floors, and granite countertops. You will appreciate the high quality stainless appliances including a washer dryer within the unit. Spacious with generous closets and storage throughout.
Income Restrictions:
$110,000 - Individual
$126,060 - Family of 2
$141,735 - Family of 3
When looking for a pristine home in Harlem, this is one not to be missed! This is a classic prewar two-bedroom plus a separate dining room with 9ft ceilings, oak floors, moldings, two exposures, original details and designer lighting. Located in the Mt. Morris Park Historic District. The windowed kitchen is tastefully renovated with cabinets, ceramic tiled floors, and granite countertops. You will appreciate the high quality stainless appliances including a washer dryer within the unit. Spacious with generous closets and storage throughout.
Income Restrictions:
$110,000 - Individual
$126,060 - Family of 2
$141,735 - Family of 3
Check out all HDFC Co-op Listings in NYC:
Would you like to tour any of these properties?
Just complete the info below.
Or call us at (212) 755-5544
Would you like to tour any of these properties?
Content Specialist
Sandra Herrera
Sandra Herrera is a writer, editor, and graphic designer based in Brooklyn, NY.
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